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Put your cash to work

Earn up to 4.50% p.a.* with a High Interest Account

*Rates are variable and apply to balances up to $1,000,000. On higher balances lower interest rates will apply to the total balance.

Make money with your cash and earn up to 4.50% p.a. while waiting for the next investment opportunity 

Maximise your cash and investment returns with a nabtrade High Interest Account. Earn a variable interest rate of 4.50% p.a on cash balances up to $1m^. 

^ On higher balances lower interest rates will apply to the total balance.

3 steps to opening a High Interest Account

Computer

Step 1

Log into nabtrade with your username and password.

Settings

Step 2

Click 'Open a High Interest Account' under the 'Cash' tab in the top navigation bar. Follow the prompts to set up your new High Interest Account 

Transfer

Step 3

Transfer funds from your nabtrade Cash Account to your new High Interest Account in real time. Simply Click 'Make a funds transfer' under the Cash tab to start earning a great rate. 

Benefits of a High Interest Account

  • Instant transfers to and from your nabtrade Cash Account
  • No minimum balance requirements
  • Unlimited online cash transfers, at no extra charge
  • No additional fees

Getting started

Watch our short demo videos for a step-by-step guide to getting started.

Why choose nabtrade?

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Great value

Trade domestic shares online from $9.95* and earn a variable 4.50% p.a. on cash with a High Interest Account - on balances up to $1m.^

*Trades up to $1,000. ^ On higher balances lower interest rates will apply to the total balance.

For additional fees view full pricing
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Trade international shares

Trade in the US, UK, Hong Kong and Germany.

Explore international trading
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Market insights and Your Wealth podcast

Get stock ideas, trading strategies and market commentary from industry experts. Listen to the fortnightly Your Wealth podcast for more insights.

Visit Insights

Important information

*This variable rate applies to balances up to $1,000,000. On higher balances lower interest rates will apply to the total balance. For more details on fees and charges, see the nabtrade Financial Services Guide. The High Interest Account is an online variable rate savings account and can be opened once you have a Trading Account and a linked Cash Account. Rates are effective 16 June 2023 and are subject to change at any time. Issued by NAB.

 

^Domestic equities, warrants and International trades up to and including $1,000 are $9.95 per online trade. For trades over $1,000, brokerage is $14.95 per online trade (upto and including $5,000). For trades over $5,000, brokerage is $19.95 per online trade (upto and including $20,000). Over this amount, brokerage of 0.11% of trade value per online trade applies. GST applies only to domestic brokerage. GST applies only to domestic brokerage. All fees and charges are quoted in Australian dollars. Each international trade will include a foreign exchange conversion spread on the transaction value. The spread ranges from 0.50% to 0.80%, depending on the transaction value. This is subject to change at any time. For more details on fees and charges refer to the nabtrade Financial Services Guide.

 

The nabtrade service (nabtrade) is the information, trading and settlement service provided by WealthHub Securities Limited (WSL) (ABN 83 089 718 249) (AFSL No. 230704). WSL is a Market Participant under the ASIC Market Integrity Rules and a wholly owned subsidiary of National Australia Bank Limited (ABN 12 004 044 937) (AFSL No. 230686) (NAB). NAB doesn’t guarantee its subsidiaries’ obligations or performance, or the products or services its subsidiaries offer.  This material is intended to provide general advice only. It has been prepared without having regard to or taking into account any particular investor’s objectives, financial situation and/or needs. All investors should therefore consider the appropriateness of the advice, in light of their own objectives, financial situation and/or needs, before acting on the advice.  Past performance is not a reliable indicator of future performance.  For more information, please click here.

 

The nabtrade cash products are issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686 (NAB) and are to be used in conjunction with the nabtrade service. The nabtrade High Interest Account variable interest rate applies to the whole balance of your Account and is subject to change at any time. WealthHub Securities is not an Authorised Deposit Taking Institution and its obligations do not represent deposits or other liabilities of NAB. The Target Market Determination for this product is available at nab.com.au/tmd


© 2023 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.