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Running an SMSF gives you the power to set your own investment strategy and select the asset mix and financial products that will best support your retirement needs.
Choose an asset to find out more:
Australian shares are the largest asset class for SMSFs, and offer Trustees the potential for capital growth and income from dividends. Investing in Australian shares can provide:
Investing directly in shares (rather than via a professionally managed fund) appeals to many SMSF Trustees because it enables them to:
International shares offer SMSFs the opportunity to diversify their portfolios and take advantage of undervalued or favourable conditions in other markets.
While international shares represent less than 1% of all SMSF assets, they offer a much larger and broader opportunity set than domestic shares. This is because the Australian market:
Including global shares in your fund’s portfolio can also:
Cash, including term deposits, is a core requirement for cash flow management and plays an important role in overall SMSF investment strategies. As one of the most widely held asset classes, cash gives Trustees the ability to:
SMSFs can borrow to invest by using what is known as a “limited recourse borrowing arrangement” (LRBA). To establish an LRBA, your SMSF will need to take out a loan with a lender and invest the borrowed money and some cash already in your fund in what’s called a “security trust”.
Investment lending enables you to amplify your investment power by giving you the opportunity to borrow against your assets to invest more and, hopefully, improve your portfolio performance.
We’ve created a product specifically to help SMSFs boost their investment power. NAB Super Lever offers SMSFs:
Find out more about NAB Super Lever at nabmarginlending.com.au
Fixed income can play an important role in a diversified and balanced portfolio, as well as providing you a stable income in retirement. nabtrade enables SMSF trustees to access a wide variety of fixed income products providing them:
Learn more about Fixed income.
Companies may choose to raise capital through the issue of new shares or debt. To raise capital, companies can access a large pool of investors and obtain funding for activities including expansion of business operations, acquisitions or to improve balance sheet strength.
If a company is looking to raise equity capital they may consider an Initial Public Offering (IPO). An IPO is undertaken when a company raises capital prior to listing on the Australian Securities Exchange (ASX).
Another example of capital raisings are hybrid securities, which are a combination of debt and equity, typically issued by banks. To find out more about hybrid securities, watch our Hybrids 101 video.
We’re giving you the tools to start your SMSF.