While you’re between trades, your money doesn’t have to sit idle when it could be earning interest – up to 4.25% p.a.* in a nabtrade High Interest Account.
Make your cash work harder for you while waiting for your next investment opportunity. Earn a variable interest rate up to 4.25% p.a.* on cash balances up to $1 million.^
^ On higher balances lower interest rates will apply to the total balance.
3 steps to opening a High Interest Account
Step 1
If you're an existing nabtrade customer, log into nabtrade with your username and password.
If you don’t have a nabtrade account, you can join now and then apply for a nabtrade High Interest Account.
Step 2
Click 'Open a High Interest Account' under the 'Cash' tab in the top navigation bar. Follow the prompts to set up your new High Interest Account
Step 3
Transfer funds from your nabtrade Cash Account to your new High Interest Account in real time. Simply Click 'Make a funds transfer' under the Cash tab to start earning a great rate.
Benefits of a High Interest Account
- Instant transfers to and from your nabtrade Cash Account
- No minimum balance requirements
- Unlimited online cash transfers, at no extra charge
- No additional fees
Getting started
Watch our short demo videos for a step-by-step guide to getting started.
Why choose nabtrade?
Great value
Trade domestic shares online from $9.95* and earn a variable 4.25% p.a. on cash with a High Interest Account - on balances up to $1m.^
*Trades up to $1,000. ^ On higher balances lower interest rates will apply to the total balance.
Trade international shares
Trade in the US, UK, Hong Kong and Germany.
Market insights and Your Wealth podcast
Get stock ideas, trading strategies and market commentary from industry experts. Listen to the fortnightly Your Wealth podcast for more insights.
Get started with nabtrade
Every new nabtrade customer receives:
- A domestic trading account
- An international trading account
- An integrated cash account
Additional service options include:
- nabtrade High Interest Account
- nabtrade IRESS ViewPoint
- NAB Margin Loan
Get started today
- Apply - Complete the application form - you can select from an Individual, Joint, Company or SMSF/Trust account.
- Add cash to your account - watch the tutorial.
- Start trading - Login to nabtrade on desktop or download our app.
Important information
*This variable rate applies to balances up to $1,000,000. On higher balances lower interest rates will apply to the total balance. For more details on fees and charges, see the nabtrade Financial Services Guide. The High Interest Account is an online variable rate savings account and can be opened once you have a Trading Account and a linked Cash Account. Rates are effective 28 February 2025 and are subject to change at any time. Issued by NAB.
^Domestic equities, warrants and International trades up to and including $1,000 are $9.95 per online trade. For trades over $1,000, brokerage is $14.95 per online trade (upto and including $5,000). For trades over $5,000, brokerage is $19.95 per online trade (upto and including $20,000). Over this amount, brokerage of 0.11% of trade value per online trade applies. GST applies only to domestic brokerage. GST applies only to domestic brokerage. All fees and charges are quoted in Australian dollars. Each international trade will include a foreign exchange conversion spread on the transaction value. The spread ranges from 0.50% to 0.80%, depending on the transaction value. This is subject to change at any time. For more details on fees and charges refer to the nabtrade Financial Services Guide.
The nabtrade service (nabtrade) is the information, trading and settlement service provided by WealthHub Securities Limited (WSL) (ABN 83 089 718 249) (AFSL No. 230704). WSL is a Market Participant under the ASIC Market Integrity Rules and a wholly owned subsidiary of National Australia Bank Limited (ABN 12 004 044 937) (AFSL No. 230686) (NAB). NAB doesn’t guarantee its subsidiaries’ obligations or performance, or the products or services its subsidiaries offer. This material is intended to provide general advice only. It has been prepared without having regard to or taking into account any particular investor’s objectives, financial situation and/or needs. All investors should therefore consider the appropriateness of the advice, in light of their own objectives, financial situation and/or needs, before acting on the advice. Past performance is not a reliable indicator of future performance. For more information, please click here.
The nabtrade cash products are issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686 (NAB) and are to be used in conjunction with the nabtrade service. The nabtrade High Interest Account variable interest rate applies to the whole balance of your Account and is subject to change at any time. WealthHub Securities is not an Authorised Deposit Taking Institution and its obligations do not represent deposits or other liabilities of NAB. The Target Market Determination for this product is available at nab.com.au/tmd
© 2025 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.