Security Notice
Some functionality may be unavailable between 18:00 and 21:30 on Saturday 5th July for scheduled maintenance.
We’ve seen a rise in scams targeting our customers, including messages pretending to be from nabtrade, along with cases of compromised passwords and identity theft. To help keep your account secure, use unique, complex passwords and update them regularly. Remember: nabtrade will never send you a text message asking you to click a link. If you receive one, delete it and report it to us.
Cash management with nabtrade
Great value
Earn a variable 4.00% p.a. on cash with a High Interest Account - on balances up to $1m.^
^ On higher balances lower interest rates will apply to the total balance.
Real-time transfers
Instant transfers when you pull cash from your linked nab account via the nabtrade desktop or mobile apps.
Cash options
Integrated cash settlement and high interest accounts.
nabtrade High Interest Account
Open a nabtrade High Interest Account today to receive our competitive variable interest rate.
Interest rate as at 23 May 2025
4.00% p.a. | Balances up to $1,000,000. Rates are variable. On higher balances lower interest rates will apply to the total balance. |
3.85% p.a. | Balances above $1,000,000. Rates are variable. |
With a nabtrade High Interest Account you'll also enjoy:
- Instant transfers to your Cash Account
- Unlimited movements in and out of the High Interest Account
- No minimum balance requirements
- No ongoing account fees
- Total Wealth and cash reporting
Adding a High Interest Account can be done in a few clicks, completely online. Simply log into your nabtrade account and click 'Open a High Interest Account' under the 'Cash' tab in the top navigation bar. Follow the prompts to set up your new High Interest Account.
Related resources
nabtrade Cash Account
Every nabtrade account comes with a fully integrated settlement cash account used to settle your domestic and international trades. It has unlimited online transactions, no ongoing account fees or minimum balance requirements.
You can fund this account through instant transfers from your linked NAB accounts or by using fund transfers/BPAY payments from other external bank accounts. Instant transfers are available when you pull cash from your linked nab account via the nabtrade desktop or mobile apps. Transfers initiated from within NAB Internet Banking won’t arrive in your nabtrade Cash Account until the following business day.
View our demo videos for information about how to transfer your money into your nabtrade Cash Account.
| Balance | Interest rate |
|---|---|
| $0 - $99,999.99 | 0.30% p.a. |
| $100,000 - $249,999.99 | 0.55% p.a. |
| $250,000 - $999,999.99 | 1.05% p.a. |
| $1,000,000 or more | 1.65% p.a. |
Related resources
Get started with nabtrade
Every new nabtrade customer receives:
- A domestic trading account
- An international trading account
- An integrated cash account
Additional service options include:
- nabtrade High Interest Account
- nabtrade IRESS ViewPoint
- NAB Margin Loan
Get started today
- Apply - Complete the application form - you can select from an Individual, Joint, Company or SMSF/Trust account.
- Add cash to your account - watch the tutorial.
- Start trading - Login to nabtrade on desktop or download our app.
Important information
The nabtrade Cash Products are issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686 (NAB) and are to be used in conjunction with the nabtrade service. The nabtrade High Interest Account variable interest rate applies to the whole balance of your Account and is subject to change at any time. WealthHub Securities is not an Authorised Deposit Taking Institution and its obligations do not represent deposits or other liabilities of NAB. Any advice contained on this page has been prepared without taking into account your objectives, financial situation or needs. Before acting on any advice we recommend that you consider whether the advice is appropriate for your circumstances and you obtain and consider the relevant Product Disclosure Statement or other disclosure document available at nabtrade.com.au, before making any decision about a product including whether to acquire, dispose or to continue to hold it. WealthHub Securities Limited is not an Authorised Deposit Taking Institution and its obligations do not represent deposits or other liabilities of NAB. Target Market Determinations are available at nab.com.au/tmd
*This variable rate applies to balances up to $1,000,000. On higher balances lower interest rates will apply to the total balance. For more details on fees and charges, see the nabtrade Financial Services Guide. The High Interest Account is an online variable rate savings account and can be opened once you have a Trading Account and a linked Cash Account. Rates are effective 23 May 2025 and are subject to change at any time. Issued by NAB.
The nabtrade service (nabtrade) is the information, trading and settlement service provided by WealthHub Securities Limited (WSL) (ABN 83 089 718 249) (AFSL No. 230704). WSL is a Market Participant under the ASIC Market Integrity Rules and a wholly owned subsidiary of National Australia Bank Limited (ABN 12 004 044 937) (AFSL No. 230686) (NAB). NAB doesn’t guarantee its subsidiaries’ obligations or performance, or the products or services its subsidiaries offer. This material is intended to provide general advice only. It has been prepared without having regard to or taking into account any particular investor’s objectives, financial situation and/or needs. All investors should therefore consider the appropriateness of the advice, in light of their own objectives, financial situation and/or needs, before acting on the advice. Past performance is not a reliable indicator of future performance. For more information, please click here.
© 2025 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.