When you compare a typical self-managed super fund with a professionally managed corporate or industry super fund, there are big differences in the way they invest.
This is because investors tend to build investment strategies based on the asset classes that are readily available to them, rather than constructing a diversified portfolio. As a result Australian investors are overweight in cash and domestic equities, but they’re rarely invested in fixed income and international shares. This has resulted historically in a higher level of volatility and in many cases lower portfolio returns.
NAB Portfolio Access has been designed to give self-directed investors easy access to a broad range of asset classes including fixed income and international equities, enabling them to construct a well balanced portfolio.